This is a great option if you are comfortable with the higher payments. As such, you need enough equity to cover some of the expenses. Plus, see a conforming fixed-rate estimated monthly payment and APR example. Most of the closing costs for seller in SC will be deducted from the proceeds you get from the property. Learn how these rates and APRs are calculated. So, if you are selling a house in South Carolina, you may have to pay 23,997 to 29,996 as closing costs. Upstate Mortgage has been serving the state of South Carolina since 1993 and as a licensed and bonded mortgage broker can provide options that others cant. It offers a rate that is about ½ of a percent less than a 30 year fixed rate – and you’ll own the home twice as fast. The typical home value in South Carolina is 299,965. For calculator purposes, if you want an adjustable-rate, choose 30 year fixed.ġ5 Year Fixed Rate – This mortgage has a fixed principal and interest payment. If you plan to move within seven years, the adjustable-rate loans are a great option to consider. Home Advantage Realty, LLC is Columbias award-winning independent brokerage. Please feel free to contact us at 803.896.2211 or email us at. This is a good choice if you plan to stay in your home for seven years or longer. If you are looking for a real estate professional trained to work with homebuyers using our program, simply select the county you are looking to purchase a home in for a list of real estate agents who can help you. 3 Fixed Rate Mortgagesģ0 Year Fixed Rate – This mortgage has a fixed principal and interest payment. Visit USDA Loan Income Limits to determine if your income is eligible. Visit USDA Loan Property Eligibility to determine if a property is eligible. Have questions about these results? Contact Us Answers and Help are always free! 1 FHA MortgagesĬlick FHA Mortgage Limits to determine the max purchase price in your county. If you are a South Carolina resident considering taking out a new mortgage or refinancing your current mortgage, a mortgage calculator can be an invaluable tool. Use Carolina One financial calculators for mortgage estimates and other financial information to help you buy a new home or South Carolina real estate.
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